PeraPlusQuestions, answered plainly
The things beginners ask before opening an account — answered the way we would explain it over the phone.
Money questions
What does it cost to open a PeraPlus account?
Opening an account is free. There is no sign-up fee and no subscription — you only put in what you choose to invest.
How fast can I withdraw my money?
Withdrawals are processed on business days and return to the method you deposited with. Bank transfers take a bit longer than cards or e-wallets.
Is there a minimum deposit?
Yes — it is ₱15,000, kept deliberately low so beginners can start small and add more later. The exact amount is always shown before you confirm anything.
Is PeraPlus a scam?
No, but we understand why you would ask. PeraPlus is a real platform with real analysts and transparent terms, and like any investment service it carries genuine market risk — we never promise guaranteed returns, and any platform that does should raise a red flag. Read our published terms, risk disclosure and check verified reviews before you decide.
Account and security
Do I need investing experience to join PeraPlus?
No. Most members start with zero experience. A specialist walks you through your first steps and a demo balance lets you practise before going live.
How do I log in to my PeraPlus account?
You sign in with your registered email and password at the PeraPlus login page; if you have two-factor authentication enabled, you will confirm a one-time code too. Forgot your password? Use the reset link on the login screen.
Can I use PeraPlus on my phone?
Yes — the platform runs in your mobile browser and there is nothing to download or install.
What do people say in a PeraPlus review?
Most PeraPlus reviews highlight the beginner-friendly onboarding and having a dedicated analyst; like any investment platform, experiences vary with market conditions, so weigh reviews alongside your own risk tolerance.
Frequently asked questions.
What is the minimum deposit to start with PeraPlus?
You can open and fund your account starting at ₱15,000. You are free to add more to your balance whenever you wish as your investing plan moves forward.
How do I request a withdrawal from my account?
Simply request a withdrawal from your dashboard at any time. Your funds are sent back to your chosen payment method, subject to standard processing times.
Is my money kept secure on PeraPlus?
Your account is protected with industry-standard security and identity verification. As with all investing, your capital is at risk and values can fall as well as rise.
How quickly can I start investing after signing up?
Most new members complete registration in just a few minutes. Once your first deposit clears, you can activate your investment plan straight away.
Are there hidden costs or surprise fees?
All costs are shown clearly before you commit. You will always see exactly what applies to your plan — there are no hidden charges.
What is the minimum age requirement?
You must be at least 18 years old to open an account and start investing. Age and identity verification may be required as part of our onboarding process.
What payment methods can I use to fund my account?
We accept major debit and credit cards, bank transfers, and selected e-wallets and cryptocurrency options. The full list is shown when you deposit.
When can I contact customer support?
Our support team is available Monday to Friday, 9:00 to 18:00, and we aim to respond to every question within one business day.
Who is responsible for taxes on my investment earnings?
Tax on any investment gains depends on the laws where you live and is your own responsibility. We recommend keeping your records and speaking with a qualified tax adviser.
What does KYC mean and why do I need to complete it?
KYC (Know Your Customer) is a standard identity check. It keeps your account safe and is a normal part of opening any investment account.
Do I need trading experience to use PeraPlus?
No experience needed. Every member works with a personal financial analyst who guides you at each step, so you can invest with confidence from day one.
How do I log in to my PeraPlus account?
Enter your registered email and password on the login page. If you forget your password, click 'Forgot Password' and follow the reset link sent to your email.
Is PeraPlus a scam or is it legitimate?
PeraPlus is a regulated investment platform compliant with SEC-PH and BSP standards. Like all investing, there is real risk — values go up and down, and you can lose money. We never promise guaranteed returns. Read our terms, check our credentials with regulators, and invest only what you can afford to lose.
Can I add more money to my account later?
Yes, you can fund your account again at any time. Your analyst will help you adjust your strategy as your goals change and your balance grows.